The ShadowMusic Web Community

"If guitar players or divorcing couples are more likely to renege on their credit-card bills, then the fact that you’ve looked at guitar ads or sent an e-mail to a divorce lawyer might cause a data aggregator to classify you as less credit-worthy."

http://www.nytimes.com/2012/02/05/opini ... g-you.html

I wonder what membership at all these Shadows sites will do to one's credit rating. (The assumption is hypotheical, but there is some stereotyping here.)

That's the "land of the free" for you...